CeMAP Mortgage Adviser

Our course code: FT301

Course fee: £645 or from £49 per month

Enrol on this course

Would you like to gain an industry recognised qualification? Would you like to work within the flourishing mortgage and property sector? Do you want to enjoy a varied and rewarding career, helping others make their dream come true? Becoming a CeMAP Mortgage Adviser is an essential part of providing mortgage advice.

Mortgage advisers help people to find and apply for a mortgage when they are buying a property. It is often one of the most exciting but also stressful times of people’s lives.

As a mortgage adviser, you would assess your client’s finances with them to see how much money they can afford to borrow. You would then help them to make their mortgage application.

If you want to help people make financial decisions, and you can explain complex things clearly and simply, this job could be for you. You would also need to be motivated to hit your sales targets. You would be working in a customer’s best interests, finding the best mortgage based on their unique situation and finances, and guiding them through the whole process.

The combination of regulations, standards, interest rates and mortgage products that are available is nothing short of a minefield for anyone that doesn’t have the know-how, which is why the mortgage advice profession is such a crucial one.

Do you want to become a qualified CeMAP mortgage adviser?

If your goal is to work as a mortgage adviser, or mortgage broker, this course will help you achieve that aim. The CeMAP® meets standards set by the Financial Conduct Authority (FCA) for those aiming for a ‘licence to practice’. CeMAP® which stands for ‘Certificate in Mortgage Advice and Practice’ is the industry standard qualification held by mortgage advisers in the UK.

Since the CeMAP® qualification was first introduced during the late 1990’s this course is considered the benchmark qualification. This course has been designed to meet regulatory requirements and all the demands of a career within financial services. If you want to train as a mortgage adviser, it will help if you have GCSEs in English and maths, don’t worry if you haven’t we can help with these also.

You could work for banks, building societies, estate agents, firms of mortgage brokers and insurance brokers in most places in the UK. You could also work as an independent mortgage adviser and with experience, you could manage a team of mortgage advisers, or you could choose to become a self-employed independent adviser. As a mortgage adviser working for a company, you will usually be paid a basic salary plus commission. Popularly, a salary package may also include car allowance, insurance and pension benefits. As an independent adviser, you will be paid either by fees or commission or a mix of both.

According to the National Career Service, you could earn up to £70,000 a year (including commissions). The Guardian reported a 30% increase in mortgage lending between February 2015 and 2016. Figures are intended as a guideline only. If you have the drive to succeed in this ever -expanding market, enrol today with Oxbridge, contact one of our advisers and Be More.

Key Facts:

  • A general introduction to the UK financial services industry (including common product types, the process of giving advice, ethics, regulation and legislation); and
  • An introduction to the mortgage process (including the house-buying process, different types of borrowers and their needs, the various mortgage product and repayment options, and the regulation and legislation applicable to mortgages and the provision of mortgage advice).

The Certificate delivers many advantages:

  • Satisfies the FCA examination requirements for registered mortgage advisers.
  • Improves your long-term career prospects by improving knowledge and understanding, and by demonstrating a commitment to self-improvement.
  • Provides online exam sittings that enable you to enter for the exam when you are ready, with provisional results provided instantaneously.
  • Upon completion, you can apply to use the designation ‘Cert CII (MP)’ providing a means of demonstrating your achievement to the public and to peers (membership and Continuing Professional Development requirements apply).
  • Holders are eligible to become ‘Certificate’ level members of the Society of Mortgage Professionals.

Did you know? At present, the number of people qualified to give mortgage advice is only 25% of the actual demand for mortgage advisors, so employment prospects are very good once CeMap qualified.

“Each module of the course was clearly set out, very easy to follow. I successfully passed my CeMap within 3 months. I have now started a new job and am much more fulfilled.”

– Andrew Bailey, Oxbridge CeMap Student

This CeMap qualification gives you the knowledge to provide suitable mortgage advice to property buyers and lenders.

  • Study with winners

    We’re an award-winning learning provider and have been recognised for our cutting-edge learning techniques.

  • At your own pace

    Study this course as quickly or slowly as you wish; we’ll work at a speed that suits you.

  • Unlimited Tutor Support

    Get as much help and support as you want from your personal course tutor via email and phone.

  • Awarding body: The London Institute of Banking & Finance

The London Institute of Banking & Finance provide outstanding education and thinking that’s tailored to the needs of individuals, business and society. Operating in over 120 countries, their aim is to advance the banking and finance industry through the success of its lifelong learners.

Study Hours

Up to 120 hours which is under 40 minutes per day for 6 months.

Study Method

The course is specially designed for study by distance learning via our online learning environment.

This professional qualification, studied in the comfort of your own home, at your own pace, fully supported by passionate and experienced tutors is Ideal for those who thrive on dealing with the public. This Oxbridge e-learning course can fast-track you on your way to achieving your lucrative career with uncapped earning potential. This course has been specifically designed to be studied via distance learning.

Course Duration

You have up to a year to complete this course and we have included a suggested number of study hours. This is usually ample time for learners, even with full-time jobs and other commitments. Don’t worry if you go over the year though, we can organise an extension to your course for an additional fee, which also extends your tutor support..

Assessment

You will be required to take 3 external exams at a local test centre that correspond with the 3 modules of the course. Modules 1 & 2 are multiple choice questions and Module 3 is a case study and multiple choice test which should take around 2 hours. Your tutor will provide details about exam fees, bookings, and re-sits.

Course Outcomes

At the end of this course, successful learners will receive a Level 3 Certificate in Mortgage Advice and Practice (CeMAP®). Once you have been awarded official certification and can add the designation CeMAP’ after your name, this confirms your qualification to employers and future clients.

Additional Information

Difficulty - Level 3

Minimum Enrolment Age - 17 years

Course Content

1: Introduction to Financial Services Environment and Products (ITFS)
2: UK Financial Services and Regulation (UKFS)
3: Mortgage Law, Policy, Practice and Markets (MLLP)
4: Mortgage Applications (MAPP)
5: Mortgage Payment Methods and Products (MPMP)
6: Mortgage Arrears and Post Completion Issues (MAPC)
7: Assessment of Mortgage Advice and Knowledge (ASSM)
Show 1 more modules

Frequently Asked Questions

We have some answers to common student questions, but if you can't find the answer you're looking for then please contact us and we will do everything we can to answer your questions.

You don't need any prior skills in the subject area to start this course but we do recommend an intermediate ability to read and write English and basic maths skills as you will be working with numbers. You'll sit three CeMAP exams, one after each module. Exams per module cost £185 (VAT exempt) and £150 (VAT exempt) for re-sits. You will sit the same CeMAP® exams as everyone else, there are 3 of these and they correspond to the three modules of study. The first two exams are multiple choice and the third exam is a case study. Don't worry though, providing you have followed the course, the exams shouldn't be a problem for you.

You will have access to your personal tutor, via email and telephone, who will mark your assignments and guide you through the course. In addition, you will be supplied with a comprehensive Study Guide which will help you through the study and assessment process. Your personal tutor will be highly experienced in their subject area and qualified to teach.

We provide all the specially written learning materials you require to study this course at home. The course fee also includes tutor support for the specified duration of your course.

No, all of the study materials are supplied within your learning pack.

Most students finish comfortably within the course duration period given. However, if you do need more time, your personal tutor support can be extended for an additional fee.

That’s fine, this course can be studied anywhere and is completed by submitting Tutor marked assignments (TMAs).

Please check our FAQs section or Contact Us, we are happy to answer any questions you have.